About Us

Our History Our Mission

ZPAYS Inc. was founded in Weston, Florida, as a licensed and registered fintech company under the Money Services Business Part II category. Our vision is clear: to democratize access to modern, secure, and efficient financial services, especially for entrepreneurs, small businesses, and young professionals.

Led by a seasoned team with deep expertise in finance, law, and technology, ZPAYS is transforming how individuals and businesses manage money. Our mission is to lead financial innovation by delivering trustworthy solutions for remittances, payment processing, payroll services, and international accounts—all through a fully digital and compliant platform.

At ZPAYS, we believe that financial technology should be accessible to everyone. Regardless of your background, income level, or location, our commitment is to provide you with an easy, secure, and transparent payment experience aligned with the highest regulatory standards.

  • 01 Effortless Payments

    Send money, manage payroll, and process payments with ease and peace of mind. Our user-friendly platform is built to give you full control from anywhere, anytime.

  • We operate on secure cloud infrastructure and proprietary automation tools, ensuring efficiency, scalability, and regulatory compliance at every step.

  • ZPAYS is registered with FinCEN as a Money Services Business (MSB) and licensed in the State of Florida as a Money Services Business Part II (License FT230000518). We operate under strict federal and state compliance.

 

We have developed the 4 most important features that a Modern Fintech must have

We have worked every day to bring you the transparency that brick-and-mortar banks can't: Transparency Beyond Traditional Payment System

Convenience 100%
Security 100%
Accessibility 100%
User-friendly 100%

Services

At zPays, we understand that running a successful business requires access to the right resources. We have a solution that's right for you.

U.S.-Ready International Accounts

Step into the U.S. financial system with our Payable Through Accounts. Collect and send payments in USD from anywhere in the world, as if you were operating locally. Perfect for freelancers, global businesses, and entrepreneurs looking to professionalize their operations and gain access to world-class financial tools.

Transfers & Payments

Send payments and transfers faster, easier, and with full control. ZPAYS simplifies your financial operations by letting you pay vendors, partners, or employees directly from one secure dashboard. Say goodbye to bank delays, hidden fees, and manual processes. With real-time tracking, low-cost transactions, and multi-language support, ZPAYS keeps your business moving forward—confidently and transparently

Crypto Stablecoin Operations

ZPAYS customers can now buy and sell leading stablecoins—including USDT, USDC, and Ripple’s official XRPL stablecoin RLUSD—quickly, securely, and with full regulatory compliance. Execute transactions with trusted counterparties inside a fully monitored financial platform, ensuring zero exposure to market or liquidity risk. With ZPAYS, accessing stablecoins becomes as simple as making a bank transfer, empowering your business with fast settlements, transparent pricing, and complete peace of mind.

Express International Payments

ZPAYS delivers a new standard for global money movement with near-instant cross-border payments. Our infrastructure routes funds through an optimized settlement network that allows money to move quickly, securely, and at a fraction of the cost of traditional banking. We handle the entire end-to-end process — from delivering funds to beneficiaries to coordinating payout partners and ensuring timely settlement — so you can send international payments with unmatched speed, transparency, and reliability.

Destination Countries Available

Unlock the Power of Convenient, Secure Payment Wallet with zPays

Are you tired of the hassle and inconvenience of traditional banking? Look no further than zPays. Our online payment platform offers a fast, easy, and secure way to manage your transactions from anywhere, at any time

Open Account

ZPAYS Pricing Plans

Choose the plan that best fits your business. All plans include secure account infrastructure, ACH capabilities, and instant domestic payments.

ZPAYS Essentials

$ 0 / month

$ 0 / year

Equivalent to $0 / month
    Deposits in USD
  • ACH Pull Deposits (1.5%)
  • Domestic Wire Deposits ($50 each)
  • International Wire Deposits ($70 each)
  • Card Deposits (6.5%)
    • Transfers in USD
  • ZPAYS Instant Transfers (free)
  • Instant Transfers (2%)
  • ACH Transfers (2%)
  • Domestic Bank Transfers ($25 or 1.5%, whichever is greater)
  • International Bank Transfers ($35 or 2%, whichever is greater)
    • Crypto Operations
  • Receive crypto from an external wallet (free)
  • Send crypto to an external wallet (Network/gas fees apply)
  • Buy crypto with USD (1.7%)
  • Sell crypto for USD (1.7%)
  • Unlimited transaction limit
Open Account
Most Popular

ZPAYS Pro

$ 45 / month

$540 / year

$ 459 / year

≈ $38.25 / month
-15% Annual
    Deposits in USD
  • ACH Pull Deposits (2 free, then 1%)
  • Domestic Wire Deposits (2 free, then $40 each)
  • International Wire Deposits (2 free, then $50 each)
  • Card Deposits (4%)
    • Transfers in USD
  • ZPAYS Instant Transfers (free)
  • Instant Transfer (2 free, then 1%)
  • ACH Transfers (2 free, then 0.5%)
  • Domestic Bank Transfers (2 free, then $40 or 0.5%,whichever is greater)
  • International Bank Transfers (2 free, then $55 or 1%,whichever is greater)
    • Crypto Operations
  • Receive crypto from an external wallet (free)
  • Send crypto to an external wallet (Network/gas fees apply)
  • Buy crypto with USD (1.5%)
  • Sell crypto for USD (1.5%)
  • Monthly limit: $200K. Once the total transferred volume exceeds this limit, all subsequent transactions during the same month will be charged under the Essentials plan rates.
Open Account

ZPAYS Tailor

  • This plan is designed for customers processing over $200,000 per month. Request a custom quote tailored to your usage.

Contact

At zPays, we're always here to help. Whether you have a question about our services or a concern that needs to be addressed, our friendly and knowledgeable team is just a phone call or email away

Location:

2700 Glades Circle Unit 115, Weston, Florida, 33327

Call::

+1 833-566-8597